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Choose The Type Of Mutual Funds That Suits You

Investment in mutual fund is one of the most preferable options for various reasons. The foremost reason is professionalism. You may receive lot of noise when you are buying other assets mentioned at the start of this article however they may not bring professional advice. In case of investment in mutual fund, investors are provided with the services of an experienced fund manager who handles the financial decisions based on the performance and prospects available in the market to achieve the objectives of the mutual fund scheme, the advice backed by a dedicated research team. Above all, mutual funds are required to register with SEBI (Securities Exchange Board of India) which bring transparency and regulation in investment decisions. There are different types of funds available and investor can choose the best one as per his/her financial goals.

Types of mutual funds

Mutual funds are a one-stop shop for all your investment needs. Needs can range from wanting to purchase a car in the next one or two years or saving towards your child’s future education in the next 10 years or saving up for your retirement, or saving tax on your regular income. Investors ideally look for diversification, low costs, ease and flexibility of withdrawal, better tax efficiency etc. Investors can achieve all their short term and long term financial goals through the following types of Mutual Funds.

1 Equity funds: One of the most popular types of mutual fund are equity funds, where the fund manager invests in equity markets. Though it seems like a simple job, it is challenging and difficult. When to buy and sell shares is the most difficult decision which is based on the fund manager’s knowledge and experience.

2 Liquid / Debt funds: Liquid funds are an integral part of the fixed income or debt investments plan, primarily investing your money in money market instruments like certificate of deposits, treasury bills, commercial paper and term deposits having maturity of up to 91 days. The lower maturity period of these underlying assets makes them liquid, which means they can be easily converted to cash at a short notice, with minimal risk on capital loss. Liquid funds are one of the most suitable investment options for investors who prefer liquidity (immediate availability of cash) over returns. While, return on investment is always an important factor, liquidity takes priority in the case of liquid funds. These instruments are not subject to interest rate volatility as against other debt funds with longer maturity periods. However, this does not entirely mean that they are immune to interest rate risks.

3 Fund of Funds: According to Investopedia, a Fund of Funds (FOF) – also referred to as a multi-manager investment – is an investment strategy in which a fund invests in other types of funds. This strategy invests in a portfolio that contains different underlying assets instead of investing directly in bonds, stocks and other types of securities. The versatility offered by this fund is akin to a cricketer who is an all-rounder and is able to bat anywhere in the order. A Fund of Funds helps ease risk to a large extent by distributing investment across different funds. A Fund of Funds lowers the risk level of investments by investing fund in different kind of mutual funds. The taxation treatment of the fund is admittedly less than ideal. Broadly, equity and debt are the two major areas of investments in the mutual fund industry and both of them are taxed differently. All equity funds are in one tax bracket and all non-equity funds are in another tax bracket. Surprisingly, an equity fund of funds even one which has equity funds as a part of its portfolio – is taxed as a non-equity fund!

4 Gold Funds: If you are thinking of making an investment in gold, then Gold ETF is the best option. Gold is also valuable as a bulwark against a falling currency. By investing in a gold fund, a retail or institutional investor can gain exposure to this asset without the hassle of taking delivery of physical gold assets, which is often required in the commodities market. Above all, gold has the highest liquidity after cash in hand.

As discussed in our earlier article, entry and exit from your investments should not depend on the market level. You can start investing in the market at any time and have patience till the time your financial goal is achieved. You need to spend time on selection of the right fund which will be based on your financial goal. Markets will remain volatile however there is no reason to worry if you are a long term investor.

Quantum Mutual Fund has 10 different funds in all categories including equity, gold, debt and fund of the funds. You can click here to know more about funds and click here to start investing in mutual funds.

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How to See VPN Connect Time on iPad or iPhone

Source: How to See VPN Connect Time on iPad or iPhone

Virtual Private Network is very helpful if you want to access the websites restricted in some regions. It is useful in protecting your online activities while browsing the different websites from the spying eyes on Public Wi-Fi as a VPN provides a secure connection over the internet while browsing through other networks.

However, the popularity of the VPNs is for different reasons today besides the reasons they were created. Nowadays, most of the operating systems are coming with integrated VPN support which is making the productivity of users much enhanced.

VPN and Its Uses

In simple words, a VPN connects your Smartphone, tablet or PC to another server over the internet, allowing you to browse through networks on the internet. The uses of VPN are a lot which is making the lives of people easy and helping the businesses run smoothly. The users can use a VPN for watching streaming services such as Hulu, Amazon Prime and Netflix along with escaping geographical while streaming audio or videos on websites. The person travelling for business purpose can use VPN frequently to access the network of their business, even going on the road, which includes business resources on local networks too. The VPN set up you are helpful if you would like to access your home network and play games on the internet while travelling.

The users can hide the networks they browsing by using public Wi-Fi or from ISP as it provides security to these things. Many of the users download files with the use of VPN connections through Bit Torrent as it allows for faster speed. Now, the use of VPN is widespread, particularly on iPad or iPhone, and sometimes you may wonder how long you have remained connected to the VPN while using it. There is no reason to wonder about it as you can get the information regarding your connected time by ipadOS and iOS regardless of the fact whether VPN provider is in use or not.

Viewing VPN Connection Time on iPad and iPhone

It has become to view and find the connected time of VPN on iPhone and iPad with the use of iPadOS and iOS. But, the users may overlook the required information if they are not aware of the location for viewing the connected time as it is a bit hidden one. Here, is the steps to see the VPN connected time on iPad and iPhone and the same actions are also applicable ion ipadOS and iOS:-

The users need to visit the settings of the apps and then tap on the option “General” and further tap on “VPN” to select it.
First of all, the users need to search the location of VPN they are connected to and then they have to click on the button of “(i)”.
In further steps, the users have to search for the option “Connect Time” while looking for the length of active connection to the current session of VPN.
The users can find that viewing connected VPN time has a lot of utility for them. It is useful in keeping the rack of time for the different work they have to do along with giving the information regarding the server and VPN IP address which is quite different from the regular address of your internet IP. You can also remove the VPN profile whenever you want from your iPad and iPhone. The VPN services can be used on iPad, iPod touch or iPhone irrespective of the fact whether these are private or corporate or a free VPN service or paid one. You can also configure or set up the VPN profile manually or by using some applications as many of the third party paid VPN services are available and offer to install the profile automatically.

Daniel Ryan is a creative person who has been writing blogs and articles about security. He writes about the latest updates regarding office.com/setup and how it can improve the work experience of users. His articles have been published in many popular e-magazines, blogs and websites.

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Get Faster Android Updates with Google’s Pixel Repair Tool

Source: Get Faster Android Updates with Google’s Pixel Repair Tool

The users of Android phones are always in the search for the ways to update their phones as there exist countless ways. Most of the Android users often wait for the latest updates and wished that their phones could run the updates automatically. The users can check for the latest updates by only going into the settings and then click on About phone. When the users click on the option of “About Phone”, then they will be directed to system updates on their pixel. The alternative is however convenient for the users, but it is one of the slowest options too as it hugely depends on the carrier you are using to roll out the updates. There are also some ways if you are not interested in the slowest one such as you can sideload the latest updates yourself.

The users have to do a few things before they could go for updating their Android phone. The users should create a backup for all their essential files; otherwise, the things may go wrong if you have to wind up the whole procedure due to some bugs or technical glitches. The users may get confused and find it difficult to follow the procedure of sideloading the latest updates because the steps involved are quite complicated, leading the whole process intimidating.

The pixel owners have many other options also, which could be called a bonus for them if they are not convenient with sideloading the latest updates. The other option is very much easy to follow and does not require a lot of extra work. The pixel owners can use Google’s Pixel Update and Repair service, and it will make them able to not only find the new updates but also installing them. The service introduced by Google has made it much easy for the users to get information about the latest updates and patches of Android. However, the users need to keep a few things with them before following the instructions of the repair tool of Google, and the things to keep are the following:-

They must have a PC along with the pixel device they have.
The users need to connect their PC to the phone they have, and for this, the users should have a USB cable.
The users must be careful and keep their phone and PC disconnected until they are not asked by the Pixel Repair tool to plug it, and along with this the users should have a web browser supporting WebUSB.
How to Use Pixel Repair Tool for Updating your Pixel Phone

First of all, the users have to visit the Google Pixel Update and Repair page on their PC and then choose the carrier appearing in the drop-down box.
In case, if the users are not able to see the carrier listed, then they should tap on the option of “Additional Carriers”. Further, the users also have the option of choosing additional carriers>other, if they are getting the device unlocked.
In the next step, the users have to tap on “Next” after picking up their carrier, which could further begin the update and repair process.
The users will be guided to backup their data by the tool, and further, they will have to follow the remaining steps appearing on the screen.
The appearing on-screen instructions will include some settings putting your phone into “Rescue Mode” and then connecting PC to the Phone through USB.
The users should wait for a while to get the updates arrived, and if you are getting no updates, then the users may be directed to Factory reset their device.
If the users are directed for factory reset, then don’t do this and further the repair tool should be closed. The users should undo their phone which is in Rescue mode by holding down the power button for at least 10 seconds and then again hold it for 10 seconds while pressing it.
Daniel Ryan is a creative person who has been writing blogs and articles about cyber security. He writes about the latest updates regarding norton.com/setupsideloading new updates yourself and how it can improve the work experience of users. His articles have been published in many popular e-magazines, blogs and websites.

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